Salary reductions
Changes to salary reductions are made by completing the RIC 403b Salary Reduction Form (see contribution limits).

Deduction amount
Change or stop your deductions at any time as your savings needs change. Utilize our savings and retirement calculators to stay on track with your retirement goals.

Pretax/Roth election
You have the option to change the tax treatment of your deductions to pretax and/or post-tax (Roth) or both (see your employer's plan details for availability).

Investment selections
Current assets and/or future contributions may be changed online, by calling MassMutual at 800-743-5274, or visiting with your MassMutual advisor. Some short-term trading restrictions may apply.

Update your beneficiary designation by completing a Beneficiary Designation form:

Old product Beneficiary Designation form

New product Beneficiary Designation form

Roll money in
If you have money in the old recordkeeping product at MassMutual, you can initiate a transfer using the internal transfer form.

You may roll outside retirement plan assets into the RIC plan to take advantage of MassMutual’s competitive investments and services. To initiate a roll-in contact your MassMutual advisor or call MassMutual Customer Service at 800-743-5274.