Participants

Make smart choices and save now to meet your retirement savings goals.

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Now is the perfect time to begin saving for the future

Whether retirement seems ages away, beginner steps, or it's time to concentrate on the planning stages of retirement - you'll find the information and tools here to determine where you should be toward reaching your retirement goals.

Interactive Tools

Fact or Fiction

Take the RetireSmart Challenge and test your knowledge about your planning for the future.

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Small Change, Big Savings

This tool helps show how cutting back on life's little luxuries has the potential to add up to big savings.

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When can you retire?

When planning for retirement knowing how much time you have to save may be helpful.  Find out how many Mondays you have before your full retirement age.

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Articles

New research finds retirees are overall very satisfied with life after their working years. Learn more

Paying for College: Finding Ways to Afford Higher Education

Am I Too Young to Plan for the Future?

Teach Your Kids about Finances

529 Plans: Funding Higher Education

Divorce and Finances: Ways to Protect Your Assets

Borrowing from Your 401(k)

Helping Parents with Estate Planning

What Was Your First 401(k) "Moment"?

 

Seminars

Strategies to help be an even better saver

Find out why planning early for retirement is so important, ways to increase your saving rate, and how to take control and manage debt.

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Understanding how Social Security fits into your retirement strategy

This online seminar reviews common questions and misconceptions about the role Social Security may play as part of your overall retirement plan.

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Rescuing retirement for late starters

Learn ways to save thousands instead of pinching pennies, top five tips for saving big, unclaimed money, and ways to maximize the savings you do have.

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RetireSmart Seminar Series

MassMutual’s RetireSmart Program is all about helping you make smarter retirement decisions. Presented as a series of online seminars, industry professionals are here to help you better understand and plan for your retirement. View upcoming and previously recorded events.

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Videos

Pre-Retirement Strategies

Best-selling author and Gen Y money coach, Farnoosh Torabi, offers suggestions on things you can do to be retirement ready.

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How to Invest

Best-selling author and Gen Y money coach, Farnoosh Torabi, provides five considerations when developing your investment strategy.

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Considerations for Retirement Investing

Best-selling author and Gen Y money coach, Farnoosh Torabi, provides insight on investing for retirement.

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Why Asset Allocation Matters

Best-selling author and Gen Y money coach, Farnoosh Torabi, breaks down the components of a successful asset allocation.

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Real Retirement Expectations

Best-selling author and Gen Y money coach, Farnoosh Torabi, discusses two things we should prepare for now to help us retire on track later.

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Asset Allocations by Age

Best-selling author and Gen Y money coach, Farnoosh Torabi, discusses allocation strategies by various age groups.

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Saving Opportunities: Reign in Expenses

Best-selling author and Gen Y money coach, Farnoosh Torabi, provides a tip on how to find savings with everday expenses.

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How is Inflation Calculated?

Best-selling author and Gen Y money coach, Farnoosh Torabi, demystifies the concept of inflation.

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Saving Opportunities: Little Expenses

Best-selling author and Gen Y money coach, Farnoosh Torabi, shares an example of how little expenses have potential to add up to real savings.

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Differences Between S&P and DJIA Indexes

Best-selling author and Gen Y money coach, Farnoosh Torabi, provides insight on popular investment indexes.

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Must Do Calculations

Best-selling author and Gen Y money coach, Farnoosh Torabi, shares three simple but important calculations to help you plan for retirement.

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Why Stay Invested in Bonds?

Best-selling author and Gen Y money coach, Farnoosh Torabi, answers a common question on why diversification matters.

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Understanding Market Volatility

Best-selling author and Gen Y money coach, Farnoosh Torabi, offers suggestions on how to deal with the ups and downs of the stock market.

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How Often Should I Review Investments?

Best-selling author and Gen Y money coach, Farnoosh Torabi, shares a few triggers to prompt an investment review.

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Planning for the Ages: How Much to Invest

Best-selling author and Gen Y money coach, Farnoosh Torabi, addresses a common question about saving for retirement. She shares how much you should be saving at various ages.

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Saving on a Limited Income

Best-selling author and Gen Y money coach, Farnoosh Torabi, offers tips on finding savings without making big sacrifices.

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We're with you all the way.

Learn more about our passion for helping participants meet their retirement goals through the MassMutual video scrapbook..

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How Much Should I Save?

Best-selling author and Gen Y money coach, Farnoosh Torabi, tells us what it takes to accumulate $1 million.

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Will Social Security be an Option?

Best-selling author and Gen Y money coach, Farnoosh Torabi, discusses the future role and solvency of Social Security.

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How Do I Find a Financial Advisor?

Best-selling author and Gen Y money coach, Farnoosh Torabi, provides guidelines on getting professional help with your finances.

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More Information About Plan Investments

Best-selling author and Gen Y money coach, Farnoosh Torabi, provides a list of resources to help you get answers about your retirement plan.

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Plan Accordingly

No matter what stage of life you are in, you'll find a wealth of education using the tools here to help you make informed saving and spending decisions.

Calculators

Retirement Planner

Use this calculator to help you create your retirement plan.

After-Tax Roth 401(K)

Determine if After-Tax Roth 401(K) is right for you.

Retirement Savings Calculator

Determine how much monthly income your retirement savings may provide you in retirement.

Asset Allocation Questionnaire

Determine your risk profile and explore some asset allocation ideas.

Disability Insurance Calculator

Learn how to help ensure you'll have enough income if you can't work due to an illness or injury.

Required Minimum Distributions Schedule

Use this calculator to determine your Required Minimum Distributions schedule.

College Savings

Develop or fine-tune your education savings plan.

Lump Sum vs. Rollover Analyzer

Determine the impact of a lump sum distribution compared to an IRA Rollover.

Life Insurance Planner

Use this tool to discover your full value, translated to dollars and cents.

How Important is Social Security?

Determine how losing this important retirement asset could affect you.

Retirement After-Tax Account or Pre-Tax Account?

Determine how much monthly income your retirement savings may provide you in retirement.

Required Minimum Distributions for Current Year

Use this calculator to determine your Required Minimum Distributions for the current year.

Retirement Savings Calculator

Determine how much monthly income your retirement savings may provide you in retirement.

Retirement Contribution Effects On Your Paycheck

See how increasing your contributions can affect your paycheck & retirement savings.

Cost of Waiting

Find out how waiting may affect your ability to reach your retirement goal.

Roth IRA Calculator

See how creating a Roth IRA can make a big difference in your retirement savings.

Small Change, Big Savings

This tool helps show how cutting back on life's little luxuries has the potential to add up to big savings.

 

 

Do you want to stay in the know?

MassMutual’s RetireSmart Program is all about helping you make smarter retirement decisions. Presented as a series of online seminars, industry professionals are here to help you better understand and plan for your retirement. View upcoming and previously recorded events.

Smart View -- Season 2 Episode #13: Bloopers

Check out the behind the scenes antics from the cast of Season Two. This episode features funny outtakes, crack-ups, and on-camera flubs.

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RetireSmart Events, Happenings, and Reminders

Find out what MassMutual has in store for you this month!  This at-a-glance calendar has everything from expert tips and educational webinar information, to important retirement-related reminders.

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RetireSmart Seminar Series

MassMutual’s RetireSmart Program is all about helping you make smarter retirement decisions. Presented as a series of online seminars, industry professionals are here to help you better understand and plan for your retirement.

Learn More >

When can you retire?

When planning for retirement knowing how much time you have to save may be helpful.  Find out how many Mondays you have before your full retirement age.

Learn More >

MassMutual Articles & Insights

Welcome to MassMutual Articles & Insights, the online newsletter for MassMutual's Retirement Services plan participants. Here, you'll find articles on retirement , budgeting, college savings and loans, credit vs. debit, the psychology of money, and more. We'll post a new article on the first of every month - and sometimes more often, if there's something we just can't wait to share!

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